Report: Inflation is Americans' top worry, report finds

With holiday shopping in full swing and inflation season breathing down our necks, 56% of Americans say inflation is their biggest financial concern for 2025, according to a new WalletHub released today. In order to provide a playbook for how to overcome financial obstacles and make improvements in the new year, WalletHub also released its list of the Top 15 Financial Resolution for 2025.

Key Findings
Biggest Worry for 2025: 56% of Americans say inflation is their biggest financial concern for 2025.
Frugal New Year's Festivities: More than 3 in 5 Americans expect to spend less money on New Year's plans this year compared to last year.
Wallet Optimism for 2025: Nearly 2 in 3 people say that 2025 will be better for their wallet than 2024.
Financial Resolutions: 52% of Americans are planning to make finance-related New Year's resolutions.
Manifesting More Money: 41% of people making a financial resolution say they want to save more, while 21% want to spend less and 20% want to make more money.
Stressed by Resolutions: 62% of Americans think New Year's resolutions add too much pressure.
WalletHub's Top Resolutions for 2025
1. Make a realistic budget & stick to it 9. Protect your identity
2. Get a 5%+ return on your cash 10. Focus on physical health, given its
strong connection to financial health
3. Save more money 11. Look for a better job
4. Explore ways to refinance high interest
rates 12. Make sure you have enough insurance
for a catastrophe
5. Repay 25% of your credit card debt 13. Get an A in financial literacy
6. Use different credit cards for everyday
purchases & debt 14. Improve your WalletScore
7. Fight back against inflation 15. Join a Credit Union
8. Pay bills right after getting your
paycheck

"Despite continued concerns about inflation, Americans are cautiously optimistic about their finances heading into the new year. Nearly 2 in 3 people believe that 2025 will be better for their wallet than 2024, according to a new WalletHub survey. One reason for that is the fact that 52% of people plan to make finance-related New Year's resolutions, with saving more being at the top of that list. Hopefully, this will reduce debt levels and put people on a more sustainable path."

- John Kiernan, WalletHub Editor